Queens, New York · Direct Lender

Capital That Moves
as Fast as You Do

Small Business Advance LLC funds Queens and New York businesses when they need it most. No broker middlemen. No endless waits. Real decisions from a real lender.

24hrs
Funding in as little as
$10K–$2M
Funding range available
Direct
Lender — no brokers
All
Industries considered

Funding Solutions for Real Businesses

We work with restaurants, retailers, contractors, medical practices, and every business in between. If you have revenue, we have options.

Working Capital Loans

Keep operations running smoothly. Cover payroll, rent, inventory, and day-to-day expenses with flexible working capital from $10,000 to $500,000.

Learn more

Equipment Financing

Don't let a broken fryer or failing HVAC stop your business. Finance equipment purchases and replacements without depleting your operating reserves.

Learn more

Revenue-Based Financing

Flexible funding that scales with your business. Repayments adjust to your revenue — when business is slow, you pay less. Period.

Learn more

Business Line of Credit

Access capital on demand. Draw what you need, when you need it. Ideal for businesses with seasonal cycles or unpredictable expenses.

Learn more

Invoice Financing

Stop waiting 60-90 days for clients to pay. Turn outstanding invoices into immediate working capital to keep your business moving forward.

Learn more

Business Expansion Funding

Ready to open a second location, hire more staff, or launch a new product line? We fund growth for businesses that are ready to scale.

Learn more

Why Small Business Owners Choose Us

We're not a bank. We're not a broker. We're a direct lender that understands the reality of running a business in New York.

  • Speed That Matches Your Urgency Same-day approvals for qualified applicants. Funding deposited in as little as 24 hours after approval.
  • Direct Lender — No Middlemen You deal directly with us. No broker fees eating into your funding. No third parties in your business.
  • Credit-Flexible Underwriting We underwrite based on your business performance, not just your personal credit score. Revenue matters most.
  • Queens-Based, NYC-Focused We understand the economics of New York business — the rent, the labor, the seasonality, the opportunity.
"We said yes when three banks said no. That's not a slogan — that's what we do."

Small Business Advance LLC was built for the business owner who doesn't have time for red tape. We move fast because your business can't wait.

85%
Approval rate for qualified applicants
24h
Average time to funding
$2M
Maximum funding available
All
Industries considered

How It Works

Four steps from application to funded. We've cut the friction because your time is money.

1

Apply Online

Complete our simple contact form. Takes less than 5 minutes. No lengthy paperwork upfront.

2

Get a Decision

Our team reviews your application and contacts you same day. Real decision-makers, not algorithms alone.

3

Review Your Offer

We present clear funding options with transparent terms. Ask every question. No pressure, no rush.

4

Get Funded

Funds deposited directly to your business account. As fast as 24 hours after signing.

What Business Owners Say

Real businesses. Real results. From Flushing to the Bronx to Staten Island.

★★★★★

"My walk-in broke on a Friday. By Monday morning I had the financing in place and a repair crew scheduled. These guys do not mess around."

Maria T. Restaurant Owner, Flushing, NY
★★★★★

"I've been turned down by two banks this year. Small Business Advance funded my expansion in under 48 hours. Second location opens next month."

David K. Auto Shop Owner, Jamaica, NY
★★★★★

"The process was fast and everyone was straightforward. I knew exactly what I was getting. No surprises. Just capital when my business needed it."

Sandra R. Retail Boutique Owner, Bayside, NY

Ready to Get Funded?

Tell us about your business. We'll handle the rest.

Start Your Application